Over 50s Life Insurance Compare quotes from leading UK insurers

Compare life insurance for over 50s from leading UK insurers. Rated excellent on Trustpilot. Award winning broker service.

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Your Over 50s Options

Choose the type of cover that best suits your needs and circumstances.

Term Life Insurance

Cover for a fixed period - 10, 15, or 20 years. A cost-effective way to protect your family.

Whole of Life

Cover that lasts your entire lifetime with a payout whenever you pass away.

Expert Comparison

Our brokers compare quotes from insurers who specialise in cover for the over 50s.

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Standard vs Guaranteed Over 50s Cover

Which type of cover is right for you?

Feature	Standard Over 50s	Guaranteed Over 50s
Medical questions	Yes — health assessed	None
Cover available	Up to £500,000+	Up to £20,000
Waiting period	None — immediate cover	12-24 months
Cost for healthy applicants	Typically lower	Typically higher
Suited for	Good health, higher cover needed	Pre-existing conditions, previously declined

A broker will call to assess your health and recommend the right type of cover.

Frequently Asked Questions

Common questions about over 50s life insurance.

Over 50s life insurance is any life insurance policy taken out by someone aged 50 or over. This can be standard underwritten cover (with medical questions but higher cover available) or guaranteed acceptance (no medical questions but lower cover).

If you have dependants, outstanding debts, or want to help cover funeral costs, life insurance over 50 provides financial protection for your family. The average UK funeral costs around £4,000.

Yes. Many people over 50 in reasonable health can get standard term or whole of life insurance with cover amounts up to £500,000 or more. A broker will call to check your eligibility.

Premiums increase with age, but cover is still available at competitive rates for healthy over 50s. Comparing quotes from multiple insurers can save a significant amount. A broker will call with quotes.

Term life insurance covers you for a set period (e.g. 10 or 20 years) and only pays out if you die during the term. Whole of life covers you forever and guarantees a payout whenever you die.

If you are in reasonable health, standard cover typically offers better value and higher cover amounts. If you have serious health conditions or have been declined, guaranteed acceptance ensures you can still get cover. A broker will call to help you decide.