Mortgage Protection Insurance Keep your family in their home

Mortgage protection ensures your home loan is covered if you die or become seriously ill. Compare policies today.

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No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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Types of Mortgage Protection

Choose the right cover to protect your home.

Life Insurance

Pays off your mortgage if you die. The most common form of mortgage protection.

Critical Illness

Pays out if you're diagnosed with a serious illness, helping cover your mortgage while you recover.

Combined Cover

Combined cover protects against both death and serious illness, giving your family complete financial security.

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UK Insurers

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Quote Cost

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Common questions about mortgage protection insurance.

Mortgage protection insurance is a type of life insurance designed specifically to cover your mortgage. It typically takes the form of decreasing term cover that reduces in line with your mortgage balance.

No, it is not legally required. However, most lenders strongly recommend it and some may make it a condition of your mortgage offer.

If you die during the policy term, your insurer pays out a lump sum to your beneficiaries. UK insurers pay between 97% and 99.4% of all life insurance claims. Writing your policy in trust speeds up the payout.

Yes. You can add critical illness cover to your mortgage protection policy for an additional premium. This pays out a lump sum if you are diagnosed with a serious illness such as cancer, heart attack, or stroke.

Mortgage protection is a form of life insurance. You do not need both. However, some people take out additional level term cover on top of their mortgage protection to provide extra funds for their family.

Fill in the short form on this page. A broker will call to discuss your needs and provide quotes from leading UK insurers. There is no obligation and no charge.