Life Insurance for Mums Cover for stay-at-home, working and single mums

Whether you're a stay-at-home mum, a working mum or a single mum, life insurance gives your children financial protection if the worst happens. A broker will compare leading UK insurers and call you with tailored quotes.

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No Obligation

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Why Mothers Take Out Life Insurance

Cover that protects your children, your home and everything you do for your family.

Protect Your Children

A lump sum can cover childcare, school costs and everyday bills, so your children are looked after until they can stand on their own feet.

Cover for Everything You Do

Childcare, school runs, cooking and running the home — replacing what a stay-at-home mum does would be costly. Life cover helps your family pay for that support.

Protect Your Family's Finances

If your wage helps pay the mortgage and the bills, mum life insurance pays out a lump sum your family can use to keep the home running without you.

Top 5

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Level Term vs Whole of Life for Mums

Two common ways mums protect their children.

Feature	Level Term	Whole of Life
Duration	Fixed term (10-40 years)	Lifetime — never expires
Payout	Fixed lump sum if you die during the term	Guaranteed whenever you die
Typical use for mums	Protecting children until they're financially independent	Leaving a lasting lump sum whenever you pass away

A broker will call to discuss which option suits your family.

Life Insurance for Mums FAQs

Common questions mums ask about life cover.

Many do. Childcare, school runs, cooking and running the home would be expensive to replace with paid help. Life insurance for a stay-at-home mum gives your family the funds to manage if you're no longer there.

It depends on your mortgage, childcare costs and how many years your children would need support. Many mums choose cover that lasts until their youngest child is financially independent. A broker can talk through the figures and arrange tailored quotes.

Not because you're a woman. Since December 2012, UK insurers have been required to price life insurance on a gender-neutral basis, so women no longer pay less simply because they statistically live longer. Your age, health, lifestyle, smoking status and the amount of cover you choose set the price. A broker compares leading UK insurers to find you the best price.

Yes. After you request a quote, a broker will call to discuss your family's needs and arrange tailored quotes from leading UK insurers. Quotes are not completed online.