Life Insurance for Dads Protect the family that depends on you

Whether you're a new dad or the main earner, dad life insurance gives your family a lump sum to cover the mortgage, childcare and everyday bills if you're no longer there. A broker will compare leading UK insurers and call you with tailored quotes.

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Quick & Easy

No Obligation

Expert Brokers

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I'd like quotes for:*

Just me

Me and my partner

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Why Dads Take Out Life Insurance

Cover for the mortgage, childcare and the income your family relies on.

Protect Your Family's Income

If you're the main earner, a lump sum can replace lost income so your partner and children can keep paying the mortgage, bills and childcare without you.

Cover for New Dads

A baby on the way is the moment many dads get covered. Applying while you're young and healthy usually means lower premiums for the same cover.

Joint Cover With Your Partner

A joint policy covers both parents under one plan and pays out on the first death. A broker compares joint and single policies to find what suits your family.

Top 5

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Level Term vs Decreasing Term for Dads

Two common ways dads protect their families.

Feature	Level Term	Decreasing Term
Payout	Fixed amount for the whole term	Reduces over time, broadly in line with a repayment mortgage
Typical use	Family protection — income, childcare and everyday costs	Matching the outstanding mortgage balance
Cost	Typically higher for the same initial cover	Typically the cheaper option

A broker will call to discuss which option suits your family.

Life Insurance for Dads FAQs

Common questions from dads and new fathers.

Many new dads add up the outstanding mortgage, expected childcare costs and several years of income their family would need. A broker can talk through the figures and arrange tailored quotes for the right amount of cover.

Being a dad doesn't itself raise the price. Premiums are based on your age, health, smoking status and the amount of cover. Applying while you're younger usually means lower premiums, and a broker compares leading UK insurers to find you the best price.

Yes. You can take out a joint policy that covers both of you and pays out on the first death, or two single policies that each pay out separately. A broker compares both routes to see which works out better for your family.

Yes. After you request a quote, a broker will call to discuss your needs and arrange tailored quotes from leading UK insurers. Quotes are not completed online.