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High Risk Life Insurance Get Your Free Quote

High Risk Life Insurance Cover for hazardous occupations and higher risk applicants

Quick & Easy
No Obligation
Expert Brokers
Aviva
Legal And General
Zurich
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High Risk Life Insurance Options

Specialist insurers can help where others say no.

Hazardous Occupations

Roofers, scaffolders, offshore workers and other high risk occupations can get life insurance. Premiums vary significantly between insurers, so comparing is essential.

Health Conditions

Pre-existing conditions like diabetes, heart disease or cancer history do not automatically disqualify you. Specialist insurers assess each case individually.

Why Use A Broker

A broker knows which insurers are most competitive for your specific risk profile. The difference in premiums between insurers can be substantial for higher risk applicants.

From £5

Per Month

2 min

Quick Form

£0

Quote Cost

No

Obligation

Get a free quote and see how you could protect yours

How It Works

Getting insurance quotes is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

High Risk Life Insurance FAQs

Common questions about higher risk cover.

Hazardous occupations (roofers, scaffolders, offshore workers), health conditions (diabetes, heart disease), dangerous hobbies, or lifestyle factors like smoking or high BMI.
Yes. Premiums will be higher than standard rates, but a broker compares across specialist insurers to find the most competitive price for your specific risk profile.
Most high risk applicants can get cover from at least one insurer. The key is comparing across the market rather than applying to a single insurer who may decline.

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Compare quotes from specialist insurers. Free, no obligation.

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