Family Life Insurance Protect the ones you love

Family life insurance ensures your loved ones are financially secure if something happens to you.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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I'd like quotes for:*

Just me

Me and my partner

Types of Life Insurance Cover

Different policies suit different needs. A broker can present options based on your circumstances.

Level Term

The payout stays the same throughout the policy. Ideal for leaving a set amount to cover debts, childcare costs, or provide a lump sum for your family.

Decreasing Term

The payout reduces over time, designed to match your mortgage balance as it decreases. Often the most affordable option for mortgage protection.

Family Income Benefit

Provides regular tax-free monthly payments instead of a lump sum. Helps your family maintain their lifestyle and cover everyday bills.

Top 5

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Family Life Insurance Options

Different policies suit different family needs.

Policy	How It Works	Best For
Level Term	Fixed lump sum payout	Covering debts and income replacement
Family Income Benefit	Regular monthly payments	Replacing income to cover bills
Joint Life Insurance	Covers two people, pays on first death	Couples with shared mortgage
Child Life Insurance	Small policy for your child	Funeral costs, future insurability

A broker will help you choose the right combination for your family.

Family Life Insurance FAQs

Common questions about protecting your family.

Consider your mortgage balance, 10 years of income replacement, childcare costs, and any other debts. A broker can help calculate the right amount.

Joint policies are cheaper but only pay out once. Two single policies cost more but provide a payout on each death — often better value for families with children.

Yes. Child life insurance provides a small amount of cover (typically £5,000-25,000) that guarantees your child can get cover as an adult regardless of future health conditions.

Instead of a lump sum, it pays a regular tax-free monthly income to your family until the policy ends. This can be easier to manage than a large one-off payment.