Cheap Life Insurance Affordable cover from just £5/month*

Life insurance doesn't have to be expensive. Compare quotes from insurers to find affordable cover.

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Quick & Easy

No Obligation

Expert Brokers

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How to Save Money on Life Insurance

Get the cover you need without overpaying.

Compare Quotes

Don't settle for the first quote. Comparing prices from multiple insurers can save you hundreds.

Choose the Right Type

Decreasing term for mortgages costs less than level term. Match your policy to your actual needs.

Buy Young and Healthy

Premiums are lowest when you're younger and healthier. Don't wait - lock in today's rates.

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Cheapest Life Insurance by Type

Compare costs across different policy types.

Policy Type	Typical Cost	Best For
Decreasing Term	From £5/month*	Mortgage protection
Level Term	From £5/month*	Family protection, debts
Family Income Benefit	From £8/month*	Monthly income replacement
Whole of Life	From £8/month*	Inheritance tax, funeral costs
Over 50s	From £5/month*	Guaranteed acceptance, ages 50-85

Prices depend on age, health, cover amount and term. Get a personalised quote for an accurate price.

Cheap Life Insurance FAQs

Common questions about finding affordable life cover.

Decreasing term life insurance is the cheapest type because the payout reduces over time. A healthy 30-year-old non-smoker can get £200,000 of cover for around £5-8 per month.

Compare quotes from multiple insurers, choose decreasing term if suitable, buy while young and healthy, only insure for the amount you need, and avoid unnecessary add-ons.

Yes. Even the cheapest policy provides essential financial protection for your family. A £10/month policy could provide £200,000+ of cover — far more than most families have in savings.

Not necessarily. The price depends on your age, health, cover amount and term — not the quality of the insurer. All policies from FCA-regulated insurers must pay valid claims.