Over 50s Joint Life Insurance Cover for you and your partner

Joint life insurance for over 50s couples. One policy covers both partners. Typically 25-40% cheaper than two separate policies.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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I'd like quotes for:*

Just me

Me and my partner

Joint Policy Options

Cover both partners with one convenient policy.

First Death Cover

Pays out when the first partner dies. The most common type of joint life insurance.

Cost Savings

Joint policies typically cost less than two separate individual policies for the same cover.

Shared Benefits

One policy, one premium, one payout. Simpler to manage than separate policies.

Top 5

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Common questions about joint over 50s life insurance.

A single policy covering both partners. If either partner dies during the policy term, the insurer pays out a lump sum and the policy ends.

Yes, typically 25-40% cheaper than two separate policies. However, it only provides one payout between you, whereas two singles provide two separate payouts.

The policy pays out and ends. The surviving partner would need to take out a new individual policy if they still want cover, which may be more expensive at their current age.

Guaranteed acceptance policies are typically individual only. Joint policies usually require standard underwriting. A broker will call to discuss the options available to you as a couple.

With two single policies, the healthy partner pays their own fair rate while the other may face higher premiums or choose guaranteed acceptance. With joint, both partners are assessed together. A broker will call to compare.