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Life Insurance for Pilots Get Your Free Quote

Life Insurance for Pilots Specialist cover for private pilots and aviators

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Life Cover Built Around Flying

Aviation is treated as a hazardous pursuit by some insurers — a broker finds the ones that cover it fairly.

Private & Student Pilots

From PPL holders to those still training, your hours in the air won't necessarily mean a higher premium. A broker compares insurers that assess pilots fairly rather than declining outright.

Gliding & Recreational Flying

Glider pilots and recreational aviators are often quoted standard rates by the right insurer. A broker knows which underwriters treat flying as a normal active lifestyle.

Cover That Protects Your Family

A lump sum can help your family pay the mortgage, cover everyday costs or settle debts if the worst happens — on the ground or in the air.

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How It Works

Getting insurance quotes is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Specialist Insurer vs Standard Cover for Pilots

Why where you apply matters when you fly.

Feature Specialist Insurer Standard / Declining Cover
Attitude to flying Assesses pilots fairly as an active lifestyle May decline or apply a blanket exclusion
Aviation exclusion Often no exclusion for private or glider flying Death while flying may not be covered
Premium loading Standard terms possible for many pilots Higher loading or refusal more likely
Best for Private, student and glider pilots Applicants who don't disclose flying

A broker will call to compare specialist insurers that cover aviation.

Life Insurance for Pilots FAQs

Common questions about cover when you fly.

Yes. Flying privately won't necessarily stop you getting cover. Some insurers treat aviation as a hazardous pursuit, but others assess pilots fairly. A broker compares specialist insurers and calls you with tailored quotes.
Not always. Many private and glider pilots are quoted standard terms by the right insurer, while others may apply a loading or an exclusion. The amount of flying you do and your licence type are taken into account.
Yes. Student pilots in training and recreational glider pilots can usually arrange cover. A broker knows which underwriters treat these activities as a normal active lifestyle rather than a high risk.
Always declare any flying when you apply. Not disclosing it can mean a claim is refused. Being open lets a broker place you with an insurer that covers aviation properly from the start.
Yes. After you request a quote, a broker will call to discuss your flying and arrange tailored quotes from leading UK insurers. Quotes are not completed online.

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