Whether you fly privately, train as a student pilot or glide at the weekend, your time in the air won't necessarily stop you getting life cover. A broker will compare specialist insurers and call you with tailored quotes.
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Aviation is treated as a hazardous pursuit by some insurers — a broker finds the ones that cover it fairly.
From PPL holders to those still training, your hours in the air won't necessarily mean a higher premium. A broker compares insurers that assess pilots fairly rather than declining outright.
Glider pilots and recreational aviators are often quoted standard rates by the right insurer. A broker knows which underwriters treat flying as a normal active lifestyle.
A lump sum can help your family pay the mortgage, cover everyday costs or settle debts if the worst happens — on the ground or in the air.
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Getting insurance quotes is simple. Here's how the process works.
Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.
A specialist broker will call you back to discuss your requirements and answer any questions you may have.
The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.
Why where you apply matters when you fly.
| Feature | Specialist Insurer | Standard / Declining Cover |
|---|---|---|
| Attitude to flying | Assesses pilots fairly as an active lifestyle | May decline or apply a blanket exclusion |
| Aviation exclusion | Often no exclusion for private or glider flying | Death while flying may not be covered |
| Premium loading | Standard terms possible for many pilots | Higher loading or refusal more likely |
| Best for | Private, student and glider pilots | Applicants who don't disclose flying |
A broker will call to compare specialist insurers that cover aviation.
Common questions about cover when you fly.