Life Insurance for Motorcyclists Specialist cover for riders and racers

Whether you ride for the commute, the weekend or the race track, your hobby won't necessarily stop you getting covered. A broker compares specialist UK insurers for active lifestyles and will call with tailored quotes.

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Life Cover Built Around Motorcycling

Specialist insurers look at the full picture, so an active lifestyle on two wheels doesn't have to mean no cover.

Cover for Riders & Racers

From everyday riding to track days and amateur racing, a broker can find specialist insurers who understand motorcycling and assess your application fairly.

Active Lifestyles Welcome

An active hobby like motorcycling won't necessarily stop you getting covered. Specialist underwriting looks at how and where you ride rather than turning you away.

Protect Your Family

A lump sum payout can help your family pay the mortgage, cover everyday costs or settle debts if the worst happens, giving you peace of mind every time you ride.

Top 5

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Specialist Insurer vs Standard Cover

How specialist underwriting differs for motorcyclists and racers.

Feature	Specialist Insurer	Standard Cover
Motorcycle racing considered	Yes, assessed on how you ride	May decline or load the premium
Active lifestyle approach	Looks at the full picture fairly	Often treats riding as high risk
Track days & amateur racing	Can often be covered	Frequently excluded
Best for	Riders and racers wanting cover	Lower-risk applicants only

A broker will call to compare specialist UK insurers and find cover that suits how you ride.

Motorcyclists' Life Insurance FAQs

Common questions about life cover for riders and racers.

Yes. Riding a motorcycle won't necessarily stop you getting covered. Specialist insurers assess how and where you ride rather than turning riders away, and a broker can compare leading UK insurers to find cover that suits you.

It can, but it doesn't have to mean no cover. Many specialist insurers consider track days and amateur racing. A broker will ask about your riding so they can match you to insurers who understand the activity.

Premiums depend on your circumstances and how you ride. Because specialist insurers look at the full picture rather than treating all riding as high risk, comparing them through a broker can help you find competitive cover.

After you request a quote, a broker will call to talk through your riding and arrange tailored quotes from leading UK insurers. Quotes are not completed online, so you can ask questions before you decide.

Yes. Once you submit the short form, a broker will call to discuss your needs and compare specialist UK insurers, then arrange quotes built around how you ride.