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Life Insurance for Disabled Adults Get Your Free Quote

Life Insurance for Disabled Adults Cover available for people with disabilities

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Disability and Life Insurance

Your options depend on the nature of your disability.

Physical Disabilities

Many physical disabilities that don't affect life expectancy have little impact on life insurance premiums. Each case is assessed individually.

Learning Disabilities

People with learning disabilities can get life insurance. The application may need to be completed with the help of a carer or legal guardian.

Specialist Brokers Help

A broker experienced with non-standard applications can navigate the process and find insurers who understand your specific disability. A broker will call to discuss.

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How It Works

Getting insurance quotes is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Yes. Many UK insurers offer life insurance to disabled adults. Your premium depends on the type of disability and whether it affects life expectancy.
It depends on the nature of the disability. Disabilities that don't affect life expectancy may have little or no impact on premiums. A broker will call to compare.
If you need assistance with the application, a carer, family member, or legal guardian can help. The broker will accommodate your needs during the call.
Being on the Motability scheme does not affect your life insurance application. Your disability is assessed on its own merits by the insurer.
Different insurers assess disabilities differently. A broker will call to compare options. For ages 50-85, guaranteed acceptance cover has no medical questions.

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