Life Insurance After Divorce Cover for settlements, court orders and your children

Divorce changes who depends on you and who your policy protects. Whether your settlement requires cover, a court has ordered it to secure maintenance, or you need new single cover, a broker will compare leading UK insurers and call you with tailored quotes.

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Why Life Insurance Matters After Divorce

Settlements, court orders and protecting your children as a single parent.

Secure Maintenance Payments

Divorce settlements and court orders often require life cover on the parent paying maintenance, so payments for your children continue if that parent dies.

Review Your Existing Policy

Beneficiaries do not update automatically after divorce. Your ex-spouse may still be named on your policy — a broker can explain your options.

Protect Your Children

As a newly single parent, your children may rely on you alone. A lump sum can cover childcare, bills and the mortgage if you're no longer there.

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Joint Policy or New Single Cover?

What happens to a joint life insurance policy when you divorce.

Feature	Joint Policy After Divorce	New Single Policies
What happens	Usually cannot be split — often cancelled or kept by one party	Each ex-partner arranges their own cover
Who is covered	Both ex-partners on one policy, paying out once on the first death	One person per policy, with separate payouts
Control of beneficiaries	Shared — your ex-partner stays linked to the policy	Full control — you choose who receives the payout

A broker will call to explain your options and compare quotes from leading UK insurers.

Life Insurance After Divorce FAQs

Common questions about cover, settlements and joint policies after divorce.

No. Divorce does not cancel a life insurance policy, and it does not update the named beneficiaries. Existing cover continues until it is cancelled or expires, so it is worth reviewing who your policy protects. A broker can explain your options.

Yes, and it is common. Courts often require the parent paying maintenance to hold life cover, so payments for the children are protected if that parent dies. The settlement may set out the cover amount and how long it must last.

Usually not. Most joint policies cannot be divided into two single ones. Typically each ex-partner takes out a new single policy instead, which gives each of you full control over your own cover and beneficiaries.

Yes, review them as soon as possible. Beneficiaries and trust arrangements do not change automatically when you divorce, so your ex-spouse may still be in line to receive the payout. A broker will call to discuss your needs and arrange tailored quotes from leading UK insurers.