Life Insurance with Mental Health Conditions Guaranteed acceptance - no medical questions asked

Mental health conditions won't affect your application. Guaranteed plans accept everyone aged 50-85 with no health questions.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

Step 1 of 6 17%

How much cover would you like?*

£5,000

£10,000

£15,000

£20,000

Why Choose Guaranteed Acceptance?

Your mental health history stays private - we don't ask.

No Health Questions

Depression, anxiety, or other conditions won't be asked about. No medical exams or GP reports.

Fixed Premiums

Your payments never increase. Lock in today's rate for the lifetime of your policy.

Everyone Accepted

If you're aged 50-85, you're guaranteed to be accepted. No discrimination.

100%

Acceptance

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Common questions about life insurance with mental health conditions.

Yes. Guaranteed acceptance life insurance for ages 50-85 has no medical questions, so conditions like anxiety, depression, bipolar disorder, or PTSD do not affect your eligibility.

No. Guaranteed acceptance policies have no medical questions. Your mental health history is not assessed.

Many people with managed mental health conditions can get standard life insurance. Insurers assess each case individually. A broker will call to check your options across multiple insurers.

On guaranteed acceptance policies, no. On standard policies, medication may be considered during underwriting but does not automatically mean you will be declined.

Guaranteed policies provide cover up to £20,000. Standard policies can offer much higher cover if you qualify. A broker will call to discuss your options.