FREE QUOTE No medical, guaranteed
Life Insurance with HIV Get Your Free Quote

Life Insurance with HIV Guaranteed acceptance - no medical questions asked

Quick & Easy
No Obligation
Expert Brokers
Onefamily
Sunlife
Step 1 of 6 17%

How much cover would you like?*

Why Choose Guaranteed Acceptance?

Your HIV status stays private - we don't ask.

No Health Questions

Your HIV status won't be asked about. No medical exams, no GP reports - complete privacy.

Fixed Premiums

Your payments never increase. Lock in today's rate for the lifetime of your policy.

Everyone Accepted

If you're aged 50-85, you're guaranteed to be accepted. No discrimination, no exclusions.

100%

Acceptance

2 min

Quick Form

£0

Quote Cost

No

Obligation

Get a free quote and see how you could protect yours

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How It Works

Getting insurance quotes is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Common questions about life insurance with HIV.

Yes. Guaranteed acceptance life insurance for ages 50-85 has no medical questions, so HIV status does not affect your eligibility.
No. Guaranteed acceptance policies have no medical questions and no health checks. Your HIV status is not disclosed or assessed.
Some insurers now offer standard life insurance to people living with HIV, particularly if viral load is undetectable and treatment is stable. A broker will call to check your options.
Guaranteed policies provide cover up to £20,000. If you qualify for standard cover, much higher amounts may be available.
Yes. After the 12-24 month waiting period, the full payout is guaranteed for any cause of death as long as premiums are up to date.

Ready to Get Guaranteed Cover?

Compare life insurance quotes with HIV. No medical questions. Ages 50-85.

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