Life Insurance with Heart Disease Guaranteed acceptance - no medical questions asked

Heart condition? Guaranteed acceptance plans don't require medical checks. Everyone aged 50-85 is accepted.

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Why Choose Guaranteed Acceptance?

Designed for those who may struggle to get traditional life insurance.

No Health Questions

Your heart condition won't be asked about. No medical exams, no GP reports - just straightforward cover.

Fixed Premiums

Your payments never increase. Lock in today's rate for the lifetime of your policy.

Everyone Accepted

If you're aged 50-85, you're guaranteed to be accepted. No exclusions based on health.

100%

Acceptance

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Common questions about life insurance with heart disease.

Yes. Guaranteed acceptance life insurance for ages 50-85 accepts all applicants with no medical questions, regardless of heart conditions including heart attacks, angina, or heart surgery.

A previous heart attack does not prevent you from getting guaranteed acceptance cover. No medical history is required.

The standard waiting period of 12-24 months applies to all guaranteed policies regardless of your condition. After this period, you are fully covered for any cause of death.

Some people with heart conditions can get standard cover, especially if the condition is managed and several years have passed since diagnosis. A broker will call to explore all your options.

Premiums start from £5 per month. Your heart condition does not affect the premium on guaranteed acceptance policies — cost depends only on age, smoking status, and cover amount.