Life Insurance With Asthma No medical questions. Guaranteed acceptance ages 50-85

While most asthma sufferers can get standard cover, severe or poorly controlled asthma can make it difficult. Guaranteed over 50s plans accept everyone with no health questions.

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Quick & Easy

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Expert Brokers

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Why Choose Guaranteed Acceptance?

Designed for those who may struggle to get traditional life insurance.

No Health Questions

Your asthma is not asked about. No medical exams, no GP reports - just straightforward cover.

Fixed Premiums

Your payments never increase. Lock in today's rate for the lifetime of your policy.

Guaranteed Payout

Your family receives a tax-free lump sum when you pass away. Everyone aged 50-85 is accepted.

100%

Acceptance

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

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How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Frequently Asked Questions

Common questions about life insurance with asthma.

Yes. Most people with mild asthma can get standard life insurance. For severe or difficult-to-control asthma, guaranteed acceptance for ages 50-85 provides cover with no health questions.

On guaranteed acceptance policies, asthma does not affect your premium. On standard policies, mild asthma often has no impact, but severe asthma may lead to higher premiums or exclusions.

If your asthma is mild and well controlled, standard cover may offer higher cover amounts at a lower price. A broker will call to compare both options and recommend the best fit.

Guaranteed over 50s policies provide cover from around £2,000 up to £20,000. Standard policies can offer significantly more. A broker will call to discuss your options.

Get Your Guaranteed Over 50s Quote

Compare life insurance quotes with asthma. No medical questions. Ages 50-85.

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