Compare Mortgage Life Insurance Find the right cover at the right price

Your mortgage lender's offer is not always the right deal. Comparing quotes from multiple insurers through a broker can save you a significant amount over your policy term. A broker will call to compare options for you.

Quick & Easy

No Obligation

Expert Brokers

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Quick & Easy

No Obligation

Expert Brokers

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I'd like quotes for:*

Just me

Me and my partner

What We Compare For You

A broker compares the key factors that affect your cover and cost.

Claims Payout Rates

UK insurers pay between 97% and 99.4% of all life insurance claims. We compare each insurer's record so you can choose with confidence.

Policy Features

Terminal illness cover, guaranteed premiums, ability to add critical illness cover, and flexibility to adjust cover — we compare it all.

Price vs Value

The lowest premium is not always the right choice. We compare what you get for your money across leading UK insurers.

Top 5

UK Insurers

2 min

Quick Form

£0

Quote Cost

Obligation

Get a free quote and see how you could protect yours

Get Your Free Quote

How It Works

Getting insurance quotes is simple. Here's how the process works.

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

Broker vs Lender: Where to Buy

How you buy mortgage life insurance makes a significant difference to cost.

Feature	Through a Broker	Through Your Lender
Choice of insurers	Multiple leading insurers	Usually one insurer
Price	Typically lower	Often more expensive
Tailored to you	Quotes matched to your health and needs	Standard product for all customers
Ongoing support	Broker available for questions	Limited after purchase
Cost to you	Free — no fees or charges	No separate fee but higher premiums

A broker will call to compare quotes and explain your options. There is no obligation to proceed.

Frequently Asked Questions

Policies vary significantly between insurers on price, conditions covered, and claims payout rates. Comparing ensures you get the right cover at a competitive price rather than defaulting to your lender's offer.

Yes. There are no fees or charges for comparing quotes. A broker will call to discuss your needs and provide quotes from leading UK insurers.

Your age, smoking status, outstanding mortgage balance, remaining mortgage term, and basic health information. A broker will walk you through the questions during the call.

Yes, but never cancel your existing policy until a new one is fully in place. If your health has changed since your original policy, a new policy may cost more. A broker will call to compare.

Most straightforward applications are processed within a few days. More complex cases (pre-existing conditions) may take longer. A broker will call to explain the timeline for your circumstances.