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£1 Million Life Insurance Get Your Free Quote

£1 Million Life Insurance Maximum protection for your family

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Aviva
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Zurich
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Who Needs £1 Million Of Cover?

More people need this level of cover than you might think.

High-Value Mortgage

London and South East property prices mean mortgages of £500,000-1,000,000 are common. Full mortgage cover requires matching life insurance.

High Earners

If you earn £75,000+, replacing 10-15 years of income for your family quickly reaches £1 million. Your lifestyle depends on your earnings.

Business Owners

Business debts, shareholder agreements and key person cover can push your total insurance need to £1 million or more.

£1m

Cover

2 min

Quick Form

£0

Quote Cost

No

Obligation

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How It Works

Getting insurance quotes is simple. Here's how the process works.

1

Complete the Form

Answer a few simple questions about yourself and the level of cover you're looking for. It only takes a couple of minutes.

2

Receive a Callback

A specialist broker will call you back to discuss your requirements and answer any questions you may have.

3

Compare Your Options

The broker will present quotes from leading insurers so you can compare options and choose the cover that's right for you. There's no obligation to proceed.

£1 Million Life Insurance FAQs

Common questions about high-value cover.

A healthy 30-year-old non-smoker can get £1 million of level term cover for around £25-40 per month over 25 years. A 40-year-old might pay £40-70 per month.
Possibly. For cover above £500,000-750,000, some insurers request a medical exam or blood tests. This is standard and your broker will guide you through the process.
Yes, and this is often recommended. For example, a £400,000 decreasing term for your mortgage plus a £600,000 level term for family income. This can actually be cheaper than one large policy.
Not for many families. Mortgage (£300-600k) plus 10 years income replacement (£300-750k) plus debts and funeral costs can easily total £1 million. A broker can help calculate your exact need.

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